Just 11% say they consider themselves “rich” — and 45% agree that “my income probably qualifies me as rich, but I have so many debts and expenses that I don’t feel rich.”And a pediatric oncologist made an excellent comment:
With regard to the compensation bit, it is important to recognize that the student loan burden is enormous. Not only are you carrying over the loans from college, but your loans from medical school, and all of these tend to be held in limbo (“forbearance”) where they continue to earn interest that is capitalized/principalized, because during residency and fellowship (3-6 years beyond medical school graduation for medical specialists and 5-9 years beyond medical school graduation for surgical specialists) you’re making only $50K or $60K a year for your 80 hours a week work.
But I think one of the hardest bits is that during your school and training there’s never enough money to set aside, and certainly no 401(k) or pension, for retirement savings. So many of us start our “financial adulthood” in our 30s or even early 40s with a huge hole to fill - the need to save for retirement, to pay off the student loans, and at the same time, the need to start living like an adult (kids, house, non-disposable furniture, reliable transportation). And you start to get tired. When you’re 20-something or even in your early 30s, you can do the up-all-night/up-all-day thing, but when you’re in your early or mid 40s, it just gets really hard.
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Nearly 7,000 people in the United States die each year while waiting for an organ transplant. It is a number that Facebook hopes to lower with its vast network of 161 million members in this country.
The company announced a plan on Tuesday morning to encourage everyone on Facebook to start advertising their donor status on their pages, along with their birth dates and schools — a move that it hopes will create peer pressure to nudge more people to add their names to the rolls of registered organ donors.
Anonymous asked: I'm new to all this, but I started lifting several months ago to bulk up. I have been very successfully maintaining a disciplined diet, routine, and have seen considerable strength and weight gains. I'm at the point now where I would like to start cutting, but am not sure where to begin both nutritionally and in the gym. Can you give any advice on this one?
That is very hard to say as I don’t know anything specific about your previous ‘bulking’ diet, training regimen, or how you respond to cardio and how much you’re currently doing. If you want, send me your pictures to CJL1340@aol.com and let me know what your diet and training is like… we can go from there. If not, just start by subtracting 500 kcals of carbs and/or fat per day from your current diet, add a few sessions of cardio in per week and that should BASICALLY get you going :) Otherwise it’s very hard to make any blind recommendations. Hope this helps!
Connor





